Holiday Closure

System Maintenance

Our digital banking update has begun! During this time, some services, such as making changes to alerts, linked accounts, nicknames, and remembered accounts, along with external transfers and secure messages may be temporarily unavailable. For a complete list of affected services, click the button below.

SYSTEM UPGRADE TIMELINE
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Never click on unsolicited links.

Check for official website URL before entering your password or information.

Don’t respond to suspicious texts, emails or calls.

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secured visa
secured visa

Secured Visa® Credit Card

APPLY NOW

Secured Visa® Credit Card

APPLY NOW
secured visa
secured visa
build your credit
build your credit

Build Your Credit

A Secured Visa credit card from America First gives you a low rate, the purchasing ability you need, and the chance to rebuild your credit. Plus, there's no annual fee. This unique option ties your spending limit to funds in a savings account. Everyone needs the power of Visa and our secured card provides just that.

Beneficial features include:

  • No annual fee 
  • Low rates
  • Credit limits from $500

Build Your Credit

build your credit
build your credit

A Secured Visa credit card from America First gives you a low rate, the purchasing ability you need, and the chance to rebuild your credit. Plus, there's no annual fee. This unique option ties your spending limit to funds in a savings account. Everyone needs the power of Visa and our secured card provides just that.

Beneficial features include:

  • No annual fee 
  • Low rates
  • Credit limits from $500

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  • Personalized Design: use Picture Perfect to create your own card with a photo of your choice.
  • Travel emergency assistance - Get these free services by calling 1-800-VISA-911:
    • Pre-trip assistance, including a list of required immunizations for the destination.
    • Medical emergency assistance will direct you to a hospital with a doctor who speaks English.
    • Translation assistance.
    • Lost luggage assistance.
    • ATM locations where funds can be advanced.
    • Roadside service (Visa will provide help at your location; however, you will have to pay for all services).
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Secured Card.
  • Travel Accident Insurance: Free Accidental Death & Dismemberment coverage when you use the Secured Visa Card to book your travel.

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  • Call 1-800-999-3961 to switch to the Cash Back option on your Visa Classic card.
  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961
  • Increase your limit: Complete our online loan application.
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed forms to (801) 827-8089 for processing.
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Get your Credit Back on Track

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With our Secured Visa credit card.

We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

SEE WHAT WE CAN OFFER