Open an IRA Accumulator Account Today!
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If you want to open an IRA but don't have the $500 minimum deposit, try America First's IRA Accumulator Accounts.These accounts offer great benefits:
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- Open an IRA Accumulator Account with no minimum balance required
- Get the same tax benefits as an IRA certificate
- Earn a competitive dividend rate while saving enough to buy an IRA certificate later
- Set up an IRA Accumulator Account as a Traditional, Roth, or Coverdell Education Savings Account
Visit a local branch to Open an IRA Accumulator Account today!
Penalties may apply for early withdrawal.
OUR PRODUCTS
APY
1.50%
DIVIDEND RATE
1.49%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
| PRODUCT | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE |
|---|---|---|---|---|
| IRA/CESA Accumulator | 1.50% | 1.49% | $0.00 | $0.00 |
| APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday, March 12, 2025 and are subject to change. | ||||
The Lifestyle You Deserve
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It's never too early or too late to start planning for your retirement.
We're Here to Help You
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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
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