Certificate Account Rates
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Maintenance or activity fees could reduce the earnings on the account. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday, March 12, 2025 and are subject to change.
| TERM | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE |
|---|---|---|---|---|
| 3-5 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 6-11 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 12-17 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 18-23 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 24-29 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 30-35 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 36-47 Months | 4.15% | 4.07% | $500.00 | $500.00 |
| 48-59 Months | 4.20% | 4.12% | $500.00 | $500.00 |
| 60 Months | 4.20% | 4.12% | $500.00 | $500.00 |
| APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Maintenance or activity fees could reduce the earnings on the account. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday, March 12, 2025 and are subject to change. | ||||
Checking Account Rates
N/A
N/A
$0.00
N/A
N/A
N/A
$0.00
N/A
0.10%
0.10%
$0.00
$500.00
0.00%
0.00%
$10,000.00
$2,000.00
0.10%
0.10%
$10,000.00
$2,000.00
0.15%
0.15%
$10,000.00
$2,000.00
0.20%
0.20%
$10,000.00
$2,000.00
0.20%
0.20%
$10,000.00
$2,000.00
0.25%
0.25%
$10,000.00
$2,000.00
0.30%
0.30%
$10,000.00
$2,000.00
| PRODUCT | APY | DIVIDEND RATE | MIN OPENING BALANCE | MIN EARNING BALANCE |
|---|---|---|---|---|
|
“
Regular Checking |
“
N/A |
“
N/A |
“
$0.00 |
“
N/A |
|
“
Classic Checking |
“
N/A |
“
N/A |
“
$0.00 |
“
N/A |
|
“
Premium Checking |
“
0.10% |
“
0.10% |
“
$0.00 |
“
$500.00 |
|
“
Money Market Checking $0-$1,999.99 |
“
0.00% |
“
0.00% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $2,000.00-$9,999.99 |
“
0.10% |
“
0.10% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $10,000.00-$24,999.99 |
“
0.15% |
“
0.15% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $25,000.00-$49,999.99 |
“
0.20% |
“
0.20% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $50,000-$99,999.99 |
“
0.20% |
“
0.20% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $100,000.00-$249,99.99 |
“
0.25% |
“
0.25% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $250,000+ |
“
0.30% |
“
0.30% |
“
$10,000.00 |
“
$2,000.00 |
Savings Account Rates
APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, March 12, 2025 and are subject to change.
| PRODUCT | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE | OPEN ONLINE |
|---|---|---|---|---|---|
| Share Savings | 0.05% | 0.05% | $1.00 | $1.00 | |
| Money Market $0-$4,999.99 |
1.00% | 1.00% | $0.00 | $0.00 | |
| Money Market $5,000.00-$9,999.99 |
1.10% | 1.09% | $0.00 | $0.00 | |
| Money Market $10,000.00-$24,999.99 |
1.30% | 1.29% | $0.00 | $0.00 | |
| Money Market $25,000.00-$49,999.99 |
1.85% | 1.83% | $0.00 | $0.00 | |
| Money Market $50,000.00-$99,999.99 |
2.10% | 2.08% | $0.00 | $0.00 | |
| Money Market $100,000.00-$249,999.99 |
2.85% | 2.81% | $0.00 | $0.00 | |
| Money Market $250,000.00-$999,999.99 |
3.70% | 3.64% | $0.00 | $0.00 | |
| Money Market $1,000,000.00+ |
4.10% | 4.03% | $0.00 | $0.00 | |
| APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, March 12, 2025 and are subject to change. | |||||
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