Welcome GNCU
Greater Nevada Credit Union Is Now a Division of America First Credit Union
Certificate Account Rates
OUR PRODUCTS
APY
3.95%
DIVIDEND RATE
3.88%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.00%
DIVIDEND RATE
3.93%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.05%
DIVIDEND RATE
3.98%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.10%
DIVIDEND RATE
4.03%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.30%
DIVIDEND RATE
4.22%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.35%
DIVIDEND RATE
4.27%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.40%
DIVIDEND RATE
4.31%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.45%
DIVIDEND RATE
4.36%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.50%
DIVIDEND RATE
4.41%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Maintenance or activity fees could reduce the earnings on the account. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Thursday, October 01, 2026 and are subject to change.
| TERM | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE |
|---|---|---|---|---|
| 3-5 Months | 3.95% | 3.88% | $500.00 | $500.00 |
| 6-11 Months | 4.00% | 3.93% | $500.00 | $500.00 |
| 12-17 Months | 4.05% | 3.98% | $500.00 | $500.00 |
| 18-23 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 24-29 Months | 4.30% | 4.22% | $500.00 | $500.00 |
| 30-35 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 36-47 Months | 4.40% | 4.31% | $500.00 | $500.00 |
| 48-59 Months | 4.45% | 4.36% | $500.00 | $500.00 |
| 60 Months | 4.50% | 4.41% | $500.00 | $500.00 |
| APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Maintenance or activity fees could reduce the earnings on the account. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Thursday, October 01, 2026 and are subject to change. | ||||
Checking Account Rates
PRODUCT
APY
N/A
DIVIDEND RATE
N/A
MIN OPENING BALANCE
$0.00
MIN EARNING BALANCE
N/A
APY
N/A
DIVIDEND RATE
N/A
MIN OPENING BALANCE
$0.00
MIN EARNING BALANCE
N/A
APY
0.10%
DIVIDEND RATE
0.10%
MIN OPENING BALANCE
$0.00
MIN EARNING BALANCE
$500.00
APY
0.00%
DIVIDEND RATE
0.00%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
APY
0.10%
DIVIDEND RATE
0.10%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
APY
0.15%
DIVIDEND RATE
0.15%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
APY
0.20%
DIVIDEND RATE
0.20%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
APY
0.20%
DIVIDEND RATE
0.20%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
APY
0.25%
DIVIDEND RATE
0.25%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
APY
0.30%
DIVIDEND RATE
0.30%
MIN OPENING BALANCE
$10,000.00
MIN EARNING BALANCE
$2,000.00
| PRODUCT | APY | DIVIDEND RATE | MIN OPENING BALANCE | MIN EARNING BALANCE |
|---|---|---|---|---|
|
“
Regular Checking |
“
N/A |
“
N/A |
“
$0.00 |
“
N/A |
|
“
Classic Checking |
“
N/A |
“
N/A |
“
$0.00 |
“
N/A |
|
“
Premium Checking |
“
0.10% |
“
0.10% |
“
$0.00 |
“
$500.00 |
|
“
Money Market Checking $0-$1,999.99 |
“
0.00% |
“
0.00% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $2,000.00-$9,999.99 |
“
0.10% |
“
0.10% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $10,000.00-$24,999.99 |
“
0.15% |
“
0.15% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $25,000.00-$49,999.99 |
“
0.20% |
“
0.20% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $50,000-$99,999.99 |
“
0.20% |
“
0.20% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $100,000.00-$249,99.99 |
“
0.25% |
“
0.25% |
“
$10,000.00 |
“
$2,000.00 |
|
“
Money Market Checking $250,000+ |
“
0.30% |
“
0.30% |
“
$10,000.00 |
“
$2,000.00 |
Savings Account Rates
OUR PRODUCTS
APY
0.05%
DIVIDEND RATE
0.05%
MIN. OPENING BALANCE
$1.00
MIN. EARNING BALANCE
$1.00
OPEN ONLINE
APY
1.00%
DIVIDEND RATE
1.00%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
1.10%
DIVIDEND RATE
1.09%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
1.25%
DIVIDEND RATE
1.24%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
1.80%
DIVIDEND RATE
1.79%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
2.05%
DIVIDEND RATE
2.03%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
2.70%
DIVIDEND RATE
2.67%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
3.45%
DIVIDEND RATE
3.40%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
3.90%
DIVIDEND RATE
3.83%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Thursday, October 01, 2026 and are subject to change.
| PRODUCT | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE | OPEN ONLINE |
|---|---|---|---|---|---|
| Share Savings | 0.05% | 0.05% | $1.00 | $1.00 | |
| Money Market $0-$4,999.99 |
1.00% | 1.00% | $0.00 | $0.00 | |
| Money Market $5,000.00-$9,999.99 |
1.10% | 1.09% | $0.00 | $0.00 | |
| Money Market $10,000.00-$24,999.99 |
1.25% | 1.24% | $0.00 | $0.00 | |
| Money Market $25,000.00-$49,999.99 |
1.80% | 1.79% | $0.00 | $0.00 | |
| Money Market $50,000.00-$99,999.99 |
2.05% | 2.03% | $0.00 | $0.00 | |
| Money Market $100,000.00-$249,999.99 |
2.70% | 2.67% | $0.00 | $0.00 | |
| Money Market $250,000.00-$999,999.99 |
3.45% | 3.40% | $0.00 | $0.00 | |
| Money Market $1,000,000.00+ |
3.90% | 3.83% | $0.00 | $0.00 | |
| APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Thursday, October 01, 2026 and are subject to change. | |||||
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“
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