Build your Credit
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Loans secured by your Share Savings can be an ideal option if you're seeking to rebuild your credit.
Secure Your Funds
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Utilize your money without decimating your savings. Discover how easy it can be to get a share-secured loan from America First Credit Union.
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- You can borrow up to 100% of the balance in your Share Savings Account.
- No fees.
- Flexible terms - up to 120 months.
OUR PRODUCTS
TERM
1 Years
APR* (AS LOW AS)
12.49% Fixed
APPLY ONLINE
TERM
Monthly Payment = 3.5% of balance
APR* (AS LOW AS)
16.49% Variable
APPLY ONLINE
TERM
APR* (AS LOW AS)
Certificate Rate + 3.00% Fixed
APPLY ONLINE
TERM
10 Years
APR* (AS LOW AS)
3.05% Variable
APPLY ONLINE
TERM
APR* (AS LOW AS)
3.05% Variable
APPLY ONLINE
| PRODUCT | TERM | APR* (AS LOW AS) | APPLY ONLINE |
|---|---|---|---|
| PERSONAL | 1 Years | 12.49% Fixed | |
| LINE OF CREDIT | Monthly Payment = 3.5% of balance | 16.49% Variable | |
| CERTIFICATE SECURED | Certificate Rate + 3.00% Fixed | ||
| SHARE SECURED | 10 Years | 3.05% Variable | |
| SHARE SECURED LINE OF CREDIT | 3.05% Variable | ||
| *The Annual Percentage Rates (APRs) listed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required. | |||
We're Here to Help You
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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
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