
PRODUCT | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE |
---|---|---|---|---|
IRA/CESA Accumulator | 1.50% | 1.49% | $0.00 | $0.00 |
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday, July 09, 2025 and are subject to change. |
TERM | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE |
---|---|---|---|---|
3-5 Months | 4.35% | 4.27% | $500.00 | $500.00 |
6-11 Months | 4.35% | 4.27% | $500.00 | $500.00 |
12-17 Months | 4.35% | 4.27% | $500.00 | $500.00 |
18-23 Months | 4.10% | 4.03% | $500.00 | $500.00 |
24-29 Months | 4.10% | 4.03% | $500.00 | $500.00 |
30-35 Months | 4.10% | 4.03% | $500.00 | $500.00 |
36-47 Months | 4.15% | 4.07% | $500.00 | $500.00 |
48-59 Months | 4.20% | 4.12% | $500.00 | $500.00 |
60 Months | 4.25% | 4.17% | $500.00 | $500.00 |
APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Maintenance or activity fees could reduce the earnings on the account. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday, July 09, 2025 and are subject to change. |

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