BUSINESS CERTIFICATE ACCOUNTS

If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up.

Regular Certificate Accounts

If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up. And the money they earn can go straight to your Checking, Money Market Savings, or Share Savings Account-or you can just leave it there and watch your investment snowball.

Bump Certificate

A Bump Rate Certificate Account allows you the one time option of moving your rate to a higher rate provided the corresponding Bump Rate increases. If you are concerned that rates may go up during the term that you choose, it gives you the flexibility of moving to the better rate.

Flexible Certificates

With a Flexible Certificate Account you get the perfect blend of high rates and consistent access. The Flexible Certificate Account at America First Credit Union is a 12-month Certificate Account that allows you penalty free access to any or all of your money during the first 5 calendar days of each quarter.

Ladder Certificates

Laddering your Certificate Accounts is a cash management option that allows you to ultimately get long term rates while retaining access to a portion of your money.

Dedicated Savings

If you know a large expense is in your future, a Dedicated Savings Account makes it easy to plan for it now. And when you agree to leave your money in the account for a specified time, you can earn a great rate.