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MORTGAGE REFINANCE

Interested in lowering your monthly payment?

Begin your free consultation & get preapproved

  • Discover how much you can borrow
  • View current rates
  • Choose the right loan
  • Find the lowest monthly payment
  • No obligation.

No Closing Costs First Mortgage

  • Our no closing costs first mortgage provides you with the ability to refinance up to 80% of your mortgage at five-, 10-, 15- or 20-year terms, with much lower rates...and without the closing costs!
  • Learn more.

Adjustable-Rate Mortgages

  • Interest rates are fixed for a period of three to 10 years, then adjust up or down depending on market conditions.
  • One-year ARM, 3/1-year ARM, and 5/1-year ARM options.
  • Learn More.

Government Loans

  • FHA 15-year fixed, FHA 30-year fixed, VA 15-year fixed, VA 30-year fixed.
  • Utah Housing options.
  • Learn More.

Construction & Lot Loans

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Refinance & Save

How much can you save by refinancing your Mortgage Loan with America First? Let's take a closer look.

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