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Looking for more capital?

With a business line of credit from America First, you can increase cashflow, prepare for unexpected expenses, avoid costly overdraft fees & more.

Business Line of Credit

In today's business world, having access to cash can be a valuable asset. Our lines of credit provide you with all the options you need.


Business Checking Overdraft

You can rest easy with a Business Checking Overdraft Line of Credit. In any business, unexpected expenses happen and we can help protect you, as well as offer you spending flexibility. You'll avoid costly overdraft fees, and you'll enjoy the ability to draw against it to get those extra funds when you need them.


  • Limits to meet your business needs
  • Competitive Rates
  • Payments of $25 or 3.5% of the balance, whichever is greater


SBA Secured Line of Credit

With an SBA Secured Line of Credit, your business will have resources available to it, backed up by collateral. This line is perfect for enterprises with larger cash needs, and can give you the liquidity you require to achieve success.


  • Seven-year loan
  • Use machinery, equipment, commercial or personal real estate, as collateral
  • For larger working capital loans, usually from $50,000 to $100,000
  • Competitive fees and rates
  • Interest-only payment options **


** Terms and conditions apply

Submit an SBA business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

SBA Unsecured Line of Credit

An SBA Unsecured Line of Credit gives you access to cash when you need it most, and always according to your needs. This product offers a higher limit than your overdraft protection and provides friendly terms and great flexibility.


  • Unsecured, seven-year loan
  • Working capital for payroll, inventory, advertising, supplies, etc.
  • Limits from $15,000 to $50,000 **
  • Easy access when you need funds
  • Interest-only payments for first three years **
  • A great financial tool, especially for new or seasonal businesses


** Terms and conditions apply

Submit an SBA business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

Cashflow Management at its Finest

Having a Line of Credit is a must, no matter the company you're running or the endeavor you're pursuing.