Zero-liability protection against fraudulent purchases.
Prompt account credits.
Verified by Visa service.
We have an industry-leading, advanced fraud detection system that protects your debit, point-of-purchase, and credit card transactions. The program actually learns your purchasing patterns, comparing real-time authorization data with your individual card behavior and existing trends.
When you use your debit or credit card, we'll quickly analyze the transaction, deliver an authorization decision, and determine if the account should be queued for further attention. Then, an analyst reviews the item and determines the appropriate course of action. Depending on the transaction, an analysis can result in you receiving a personal phone call to verify the activity on your account.
Of course, your transactions change over time. So the system continues to learn along with them, updating itself continually.
These security benefits are available 24 hours a day, seven days a week.
If you receive a call from one of our fraud analysts, they will identify themselves as calling on behalf of America First security. Remember, you will never be asked to give your Visa Card number, account number, or Personal Identification Number (PIN). You will only be asked to verify specific transactions on your account. If you ever have questions regarding this fraud-protection program, please contact us immediately.
Enroll your cards at www.v.me. Taking advantage of this service means:
Additional information is available at: http://www.staysafeonline.org/stop-think-connect/tips-and-advice.
Always contact us before traveling.
Sign your cards immediately on the back signature panels.
Don't keep your Online Banking credentials or Personal Identification Number (PIN) on your cards or with your cards, and never share this information with anyone.
If you do lose a card, you can block your PIN through free Online Banking:
Save the receipts from your charges and keep them in a safe location. Check your statements to verify that they properly reflect the amounts you've authorized. Report any unauthorized transactions immediately. Once you have reconciled your statements, shred all receipts & statements.
Sign up for free Online Banking and conduct your complete financial business whenever it's convenient for you, 24 hours a day, seven days a week. Plus, you can utilize free Online Bill Pay and free Online Statements, saving you time and money, as well as enhancing your security.
Place the list in a safe and secure place and include the telephone numbers to call if your cards are ever lost or stolen. And remember to be cautious: never provide anyone who contacts you first with your personal or financial information.
America First has long been a national leader in developing and harnessing technology to enhance your credit union experience.