Holiday Closure

Holiday Closure

In observance of Columbus Day/Indigenous Peoples’ Day, America First offices will be closed on Monday, October 12. Mobile & online banking, our ATMs, our virtual assistant, and SpeechAccess™ will be available for your convenience. Click here to see a complete list of our scheduled holiday closure dates.

HOLIDAY HOURS
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  • Never click on unsolicited links.
  • Check for official website URL before entering your password or information.
  • Don’t respond to suspicious texts, emails or calls.
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Today's Rates
APR as low as
4.99%
Utah Auto Loans - 5 Year Fixed
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Today's Rates
As low as
7.25%
Home - 30 Year Fixed
7.4% APR
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Today's Rates
APR as low as
3.74%
Intro Rate Home Equity Line of Credit
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Become a member
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Become a Member

Become part of the America First Credit Union financial family and enjoy all the benefits of America First Credit Union.
Learn More

Become a Member

Learn More
Become a member
Become part of the America First Credit Union financial family and enjoy all the benefits of America First Credit Union.
Apply for a Loan
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Apply for Loan

America First has low-rate financing options for your complete financial needs.

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Apply for Loan

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Apply for a Loan

America First has low-rate financing options for your complete financial needs.

Find a Location
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Find Location

Use the location capabilities of your browser/device to find branches closest to your current location.

See Locations

Find Location

See Locations
Find a Location

Use the location capabilities of your browser/device to find branches closest to your current location.

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Our “why” is you — and has been since 1939.

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Since America First Credit Union was founded in 1939, we’ve cared the most about your success, community, and family’s financial security. Because it’s not enough to simply be another credit union—we want to help you reach your financial goals and live the life you want.

BECOME A MEMBER
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A group of volunteers holding a full donations box.
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Act Against Hunger

Help us fight hunger and aide residents by donating meals to local families in need.

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      Act Against Hunger

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      A group of volunteers holding a full donations box.
      A group of volunteers holding a full donations box.

      Help us fight hunger and aide residents by donating meals to local families in need.

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          business professional holding a tablet and smiling.
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          A National #1 SBA Lending Credit Union

          When it comes to getting you the funds you need, we stand on business.

              SBA LOANS

              A National #1 SBA Lending Credit Union

              SBA LOANS
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              business professional holding a tablet and smiling.

              When it comes to getting you the funds you need, we stand on business.

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                  Your New Digital Banking Experience

                   

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                      Your New Digital Banking Experience

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                          A man in a grocery store.
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                          Stretch Your Money

                          CouponzDirect offers purchases for less, Shopping Saver unlocks exclusive discounts, and both are included with Premium Checking.

                              LEARN MORE

                              Stretch Your Money

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                              A man in a grocery store.

                              CouponzDirect offers purchases for less, Shopping Saver unlocks exclusive discounts, and both are included with Premium Checking.

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                                  Repossession Sales

                                  A repossessed vehicle could be the right option to get you on the road for less. Check out our selection.

                                  Learn More

                                  Repossession Sales

                                  Learn More
                                  Reposession Sales
                                  Couple Buying Car (Rec C)

                                  A repossessed vehicle could be the right option to get you on the road for less. Check out our selection.

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                                  A group of business professionals gathered around a computer.

                                  Upgrade Benefits

                                  Offer your employees a smarter way to save for medical expenses with our Health Savings Account options.

                                   

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                                  Upgrade Benefits

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                                  A group of business professionals gathered around a computer.
                                  A group of business professionals gathered around a computer.

                                  Offer your employees a smarter way to save for medical expenses with our Health Savings Account options.

                                   

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                                  University of Utah Card

                                  Gear up for the season, Utes!

                                  Get the official Utah Athletics Visa® debit card with checking from America First.

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                                  Gear up for the season, Utes!

                                  Learn More
                                  University of Utah Card
                                  University of Utah Card

                                  Get the official Utah Athletics Visa® debit card with checking from America First.

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                                  Member Advocacy

                                  Become a Member Advocate for America First and preserve your family's ability to find and maintain financial well-being with credit union membership.

                                  Get Active

                                  Member Advocacy

                                  Get Active
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                                  member advocacy group photo

                                  Become a Member Advocate for America First and preserve your family's ability to find and maintain financial well-being with credit union membership.

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                                  What our members are asking

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                                  Managing your finances can feel overwhelming. Don’t worry, we’re here to help.

                                  Welcome to America First - member profile

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                                  America First Credit Union’s routing number is 324377516. For more details on how to set up direct deposits, electronic deposits & withdrawals, payments, and wire transfers, click here.

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                                  You can easily complete an online application on our website, or you can apply in person at a branch or a dealership. Click here to get started.

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                                  Click here to find a map where you can find locations near you.

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                                  We offer easily online applications for certificates so you can start saving for the future. Click here to learn more.

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                                  You can complete a wire transfer request in online banking or at a branch. Click here for details.

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                                  We are always looking to hire the best people for a variety of positions. Click here to see current job openings.

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                                  The America First App — banking right in your pocket

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                                  Get an overview of your accounts and finances

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                                  Transfer money, pay bills, and manage all of your accounts in one place

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                                  Deposit checks from anywhere using your device’s camera

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                                  What our members are saying

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                                  America First serves hundreds of individuals and families just like you. Listen to what they have to say.

                                  We're Here to Help You

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                                  At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

                                  SEE WHAT WE CAN OFFER