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Today's Rates
APR as low as
4.99%
Utah Auto Loans - 5 Year Fixed
Today's Rates
As low as
6.5%
Home - 30 Year Fixed
6.619% APR
Today's Rates
APR as low as
3.74%
Intro Rate Home Equity Line of Credit

Become a Member

Become a member
Become part of the America First Credit Union financial family and enjoy all the benefits of America First Credit Union.

Apply for Loan

Apply for a Loan

America First has low-rate financing options for your complete financial needs.

Find Location

Find a Location

Use the location capabilities of your browser/device to find branches closest to your current location.

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Our “why” is you — and has been since 1939.

Since America First Credit Union was founded in 1939, we’ve cared the most about your success, community, and family’s financial security. Because it’s not enough to simply be another credit union—we want to help you reach your financial goals and live the life you want.

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Invest in education

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A teacher interacting with her students.

Starting in August, educators can apply for grants of $2,500 for their classrooms.

      Smart protection for your phone

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      A woman holding a smartphone and smiling.

      America First Premium Checking accounts include mobile phone protection for when you need it.

          Repossession Sales

          Reposession Sales
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          A repossessed vehicle could be the right option to get you on the road for less. Check out our selection.

          America First Visa Platinum Card

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          Open a low-rate America First credit card and enjoy 0% introductory APR* for six months.

          Member Advocacy

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          member advocacy group photo

          Become a Member Advocate for America First and preserve your family's ability to find and maintain financial well-being with credit union membership.

          Increase Healthcare Funds

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          an image of a doctor sitting at a desk smiling.

          Health Savings Accounts earn higher dividends on deposits, while delivering valuable tax benefits, to pay for medical expenses.

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          What our members are asking

          Managing your finances can feel overwhelming. Don’t worry, we’re here to help.

          Welcome to America First - member profile

          America First Credit Union’s routing number is 324377516. For more details on how to set up direct deposits, electronic deposits & withdrawals, payments, and wire transfers, click here.

          You can easily complete an online application on our website, or you can apply in person at a branch or a dealership. Click here to get started.

          Click here to find a map where you can find locations near you.

          We offer easily online applications for certificates so you can start saving for the future. Click here to learn more.

          You can complete a wire transfer request in online banking or at a branch. Click here for details.

          We are always looking to hire the best people for a variety of positions. Click here to see current job openings.

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          The America First App — banking right in your pocket

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          What our members are saying

          America First serves hundreds of individuals and families just like you. Listen to what they have to say.

          We're Here to Help You

          At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.