Holiday Closure

Holiday Closure

In observance of Labor Day, America First offices will be closed on Monday, September 7. Digital banking, our virtual assistant, our ATMs, and SpeechAccess™ will be available for your convenience. Please see our holiday schedule for a complete list of our closure dates.

HOLIDAY HOURS
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Investment Property Loans
Investment Property Loans

Investment Property Loans

APPLY NOW
REQUEST A CALL

Investment Property Loans

APPLY NOW
REQUEST A CALL
Investment Property Loans
Investment Property Loans
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Getting Started is Easy

America First has low-rate financing options for your complete financial needs.

SEE OUR RATES

Getting Started is Easy

SEE OUR RATES
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America First has low-rate financing options for your complete financial needs.

Property Loans

What's an investment property loan?

America First Credit Union offers investment property loans for those members who own a home, but the home is not their residence. You can use the funds for any number of reasons.
APPLY NOW
REQUEST A CALL

What's an investment property loan?

APPLY NOW
REQUEST A CALL
Property Loans
America First Credit Union offers investment property loans for those members who own a home, but the home is not their residence. You can use the funds for any number of reasons.
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Maximize your Investment

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Make the most of the equity you've been building with our loans and lines of credit.

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Before You Lend on Your Investment Property, Do Your Homework

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Lending on real estate is like any kind of loan—it's wise to do your research and assess both the benefits and the risks involved. If you've been thinking about lending on your investment property, consider the following:

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Term Loans

  • Fixed interest rates up to 10 years (120 months)
  • Available at 80% CLTV or less
  • Members pay all closing costs
  • No reimbursement fee
  • Minimum loan amount of $5,000

Line of Credit

  • Available at 80% CLTV or less
  • Members pay all closing costs
  • High credit-limit potential

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  • Closed-end products with fixed-rates up to 10 years (120 months)
  • Available at 80% CLTV or less
  • Members pay all closing costs
  • No reimbursement fee
  • Minimum loan amount of $5,000

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  • Income verification
  • Two years of tax returns (if self-employed)
  • A current statement showing the balance of your first mortgage
  • This year's property tax notice or current appraisal
  • Homeowner's insurance statement
Today's Rates
APR as low as
7.49%
Home Equity - 10 Yr Fixed
65% Home Equity Non-Owner
OUR PRODUCTS
TERM
10 Years
APR* (AS LOW AS)
7.49% Fixed
TERM
10 Years
APR* (AS LOW AS)
7.74% Fixed
TERM
APR* (AS LOW AS)
8.74% Variable

* The Annual Percentage Rates (APRs) listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Homeowner's Insurance is required, and other fees may apply. Consult a tax advisor regarding the tax deductibility of interest related to your Home Equity Loan. Rates and terms are accurate as of Monday, July 06, 2026 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18%. A reimbursement fee may apply if reconveyed within 24 months.

PRODUCT TERM APR* (AS LOW AS)
65% Home Equity Non-Owner 10 Years 7.49% Fixed
80% Home Equity Non-Owner 10 Years 7.74% Fixed
80% Home Equity Line of Credit Plus 8.74% Variable
* The Annual Percentage Rates (APRs) listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Homeowner's Insurance is required, and other fees may apply. Consult a tax advisor regarding the tax deductibility of interest related to your Home Equity Loan. Rates and terms are accurate as of Monday, July 06, 2026 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18%. A reimbursement fee may apply if reconveyed within 24 months.

* The Annual Percentage Rates (APRs) listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Homeowner's Insurance is required, and other fees may apply. Consult a tax advisor regarding the tax deductibility of interest related to your Home Equity Loan. Rates and terms are accurate as of Monday, July 06, 2026 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18%. A reimbursement fee may apply if reconveyed within 24 months.

* The Annual Percentage Rates (APRs) listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Homeowner's Insurance is required, and other fees may apply. Consult a tax advisor regarding the tax deductibility of interest related to your Home Equity Loan. Rates and terms are accurate as of Monday, July 06, 2026 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18%. A reimbursement fee may apply if reconveyed within 24 months.

We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

SEE WHAT WE CAN OFFER