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High yields, low minimum deposits

If you're saving for a specific timeframe, our certificate accounts are the smart choice to help your finances grow. They’re simple to set up, have low minimum opening balances & offer competitive dividends.

The dividends you earn can go directly into your checking, money market, share savings—or you can roll it back into the certificate and watch your investment continue to increase exponentially.

And if you already have an account at America First, it’s quick & easy to apply. Just log in to online banking, select Settings, choose Additional Services, then click on Open a Certificate Account. You can also visit a branch or call Member Service to get started.

Enjoy all the benefits our certificates can provide!

Certificate Calculator
Final Savings Balance
Amount Earned
*Available on Dedicated Savings & Flexible Certificates only.

Earn More With a Certificate

Our Certificate Accounts have flexible terms, low minimum balances, and the finest in member service.