Regular Certificate Accounts- America First Credit Union
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Give Your Return a Raise!

For a limited time, we're offering 3% APY* on six-month certificates! Invest your tax refund to earn a little extra & you'll have money set aside for back-to-school costs, the holidays and other future expenses. Open your account today.

*Annual percentage yield. Eligibility & conditions required. Other rates and terms are available. Fees could reduce account earnings. Penalty for early withdrawals may apply. $500 minimum deposit required.

Certificate Accounts

Open a Certificate Account Today!

We have low $500 minimum-deposit levels and you can count on the finest in quality member service from your credit union.

If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up. And the money they earn can go straight to your Checking, Money Market Savings, or Share Savings Account-or you can just leave it there and watch your investment snowball.


  • High Yield
  • Low $500 minimum opening deposit
  • Terms ranging from three months to five years
  • Automatic renewal option
  • Dividends can be paid into Savings, Checking, Money Market Savings, or back into the Certificate Account
  • NCUA Insured up to $250,000
  • Ladder, Bump, Early Access, and Flexible Certificate options available

Earn More With a Certificate

Our Certificate Accounts have flexible terms, low minimum balances, and the finest in member service.