The holidays can be an expensive few months for many of us. Between extra spending on gifts, travel, and making plans for the year ahead, being on or under budget is a real challenge. That’s why now is the perfect time to make every dollar stretch further. Here are just a couple to consider:

• 0% APR* Visa® – Through the end of the year, when you open a new America First Visa credit card, you won’t accrue any interest on anything you purchase for the first six months. That means zero interest on holiday shopping, New Year’s projects, or anything else you buy.
• Skip-A-Payment – When money is tight, this can be an incredibly valuable tool. For only $30, you can skip** a qualifying loan payment and give yourself some flexibility. Plus, we’ll donate $5 to the America First Charitable Foundation to support those in need.

If you’re looking for more ideas to help you manage or lower your debt, or to make the most out of every dollar you earn, save, or spend, we’d love to help. Come see us at your neighborhood branch or visit americafirst.com.