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Business Wire Transfers

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Wire transfers are a fast & secure way to send and receive guaranteed funds. You can pay companies or people around the world, the process is efficient, and incoming wires are credited the same day as received.

Please use caution, because money cannot be reclaimed once it’s sent. We also encourage you not to send transfers to unknown individuals or unverified accounts.

Provide the following information to the business or individual sending them:

  • America First routing/ABA number: 324377516
  • Destination: America First Credit Union
  • Destination address: P.O. Box 9199, Ogden, UT 84409
  • Full business name (as listed on accounts):
  • Your account number (eight digits or less):
  • Account type (savings, money market, checking, loans, etc. Incoming wires default to checking, unless otherwise specified)

America First does not directly receive international wires, so an intermediary institution is required. Most foreign organizations have intermediaries transferring funds to the U.S. If this is the case, request they use it and provide the following information:

Beneficiary institution/destination

  • Name: America First Credit Union
  • Routing/ABA number: 324377516
  • Beneficiary account number (eight digits or less)
  • Full business name (as listed on your account)

If the foreign institution does not have an intermediary, they can use Wells Fargo. Below is the required information:

Intermediary

  • Name: Wells Fargo Bank, N.A.
  • Swift code: WFBIUS6S
  • Address: 420 Montgomery San Francisco, CA 94104

Beneficiary institution/destination

  • Name: America First Credit Union
  • Routing/ABA number: 324377516
  • Account number (eight digits or less)
  • Full business name (as listed on your account)

Transfer from your business account using online banking, visit your local America First branch, or give us a call.

To enroll, complete a Business Account Payment Order Authorization form at a branch or call 1-800-999-3961. Once enrolled, log in to online banking and submit requests. Limits apply. We’ll let you know if further verification is needed.

If the authorization form is finished, follow these simple steps:

  • Sign in to online banking
  • Click on Quick Links
  • Choose Business Wire Transfers
  • Select the wire transfers button
  • Wire list will appear (shows any pending transfers)

Click New Domestic or New International Wire in online banking and enter the following:

  • Amount
  • Account number suffix
  • Wire purpose
  • Description or template name
  • Recipient’s information (name & address)
  • Recipient’s financial institution routing/ABA number or Swift Code
  • Recipient’s account number
  • Beneficiary information (for further credit) or additional information

After reviewing this data, submit your transfer. The wire will show as Pending Financial Institution Approval until approved. We’ll contact you for additional information if necessary.

Templates will show in the wire list using online banking. To complete a transfer:

  • Click existing template
  • Create wire from template
  • Change the amount
  • Alter beneficiary information (if needed)
  • Review for accuracy & submit

The wire will show as Pending Financial Institution Approval until it’s complete. We’ll contact you if additional verification is required.

To enroll, complete a Business Account Payment Order Authorization form at a branch or call 1-800-999-3961. Once enrolled, call a member support specialist to be verified and request the wire. We’ll let you know if further verification is needed.

Here is the information you’ll need for the wire:

  • Recipient’s financial institution name
  • Recipient’s financial institution routing/ABA number or Swift Code
  • Recipient’s information (name & address)
  • Recipient’s account number
  • Additional information (invoice, reference number, further credit, etc.)

To process a wire in person, you’ll need the following information:

  • Recipient’s information (name & address)
  • Recipient’s financial institution name
  • Recipient’s financial institution routing/ABA number or Swift Code
  • Recipient’s account number
  • Additional information (invoice, reference number, further credit, etc.)

Please note there are charges for incoming and outgoing wire transfers. For details, see the bank-to-bank fees in our Business Rate and Fee Schedule.

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.