Secure an affordable loan by borrowing against your America First Certificate Account. America First offers low interest rates - as low as 3.0% above your Certificate dividend - and flexible repayment terms that match your account's maturity. Plus, we'll provide financing within minutes, you can set up automatic payments and we'll deliver the quality member service that defines America First Credit Union.
Best of all, you'll still earn interest on your Certificate Account investment.
|CERTIFICATE SECURED||Term of Certificate||Certificate Rate + 3.00% Fixed|
|LINE OF CREDIT||Monthly Payment = 3.5% of balance||15.24% Variable|
|PERSONAL||Up to 5 years||8.49% Variable|
|PERSONAL||Up to 5 years||9.49% Fixed|
|SHARE SECURED||10 Years||3.1% Variable|
|SHARE SECURED LINE OF CREDIT||3.1% Variable|
|*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Wednesday,January 01,2020 and are subject to change.|
You can borrow against your America First Certificate Account at an affordable rate and with friendly terms.