Personal Loans - America First Credit Union
Skip to main content 
Important Notice
  COVID-19 Information

See how America First is responding to the current coronavirus situation and learn about digital banking options here.

  Holiday Closure

In honor of Independence Day, America First offices will be closed on Saturday, July 4. Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of closure dates.

Main Content


Life's constant changes demand that you have financial flexibility, and there's no easier way to get that flexibility than from a Personal Loan from America First. With a solid credit score your Personal Loan from America First can be used for any expense and offer the following benefits:

  • Flexibility to use your loan for any expense - from vacations to special purchases.
  • Simplify your life and budget by consolidating bills and having a single payment.
  • Quick loan approval to help handle emergencies with ease.
  • Flexible terms available up to 60 months.
  • Save money with our low and competitive rates.

With America First you can get an even lower interest rate on your personal loan when you secure your loan with your Share Savings Account or Certificate Account.

Product Term APR* Apply Online
CERTIFICATE SECURED Term of Certificate Certificate Rate + 3.00% Fixed
LINE OF CREDIT Monthly Payment = 3.5% of balance 15.24% Variable
PERSONAL Up to 5 years 8.49% Variable
PERSONAL Up to 5 years 9.49% Fixed
SHARE SECURED 10 Years 3.1% Variable
*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Wednesday,July 01,2020 and are subject to change.

Personal Loans for Personal Needs

Life is complicated, but America First can help you keep pace with low-rate Personal Loans.