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Official Credit & Debit Cards of Real Salt Lake

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RSL Visa.
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If you believe, you need the exclusive RSL Visa card. It’s a fast, easy, and secure way to display your support for your favorite professional soccer team with every purchase. As a proud partner with Real Salt Lake, we’re pleased to offer you these specially branded debit and credit cards, which are packed with benefits and backed by our unparalleled member service.

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Exclusive RSL Debit Card

RSL Debit Card
RSL Debit Card

This Visa features a sleek design, an EMV chip for fraud prevention, tap-to-pay technology, and free identity theft protection services. When you use this Visa card, the funds are quickly & securely debited from your America First checking account.

Exclusive RSL Credit Card

RSL Credit Card
RSL Credit Card

You can choose between cash back, low-rate, and rewards credit cards, depending on which benefits you prefer. However, they all come with free identity theft recovery services, offering you peace of mind should your financial information become compromised.

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If you’re not a member of America First, it’s easy to apply and enjoy all the benefits delivered by one of the country’s top credit unions. Click below to get started.

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Other Information

DISCLOSURE

This is a secured credit card.  Credit extended under this credit card account is secured by personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. For California Borrowers, the Classic, Platinum, and Signature cards are secured credit cards.

Variable Rate Information: The Periodic Rate and ANNUAL PERCENTAGE RATE are variable based on an index, which is the highest U.S. "Prime Rate" as published in the Wall Street Journal as of the last business day of each month prior to any change date, plus a margin as set forth on the Rate & Fee Disclosure. The ANNUAL PERCENTAGE RATE is the index value plus a margin. The ANNUAL PERCENTAGE RATE may change on the first day of the following month and any increase or decrease will affect the number of payments you will make. The ANNUAL PERCENTAGE RATE and the Periodic Rate applicable to your account will be disclosed on each monthly statement.

Visa Flat 1% Rebate Information: A quarterly rebate will be given on your Visa Card purchases made throughout each quarter decreased by any purchase credits and excluding cash advances, advances made to pay off other loans, or any other increase of your Visa account balance, e.g. fees, interest charges. The amount of the rebate is computed on the amount of Visa card purchases made in each quarter according to the following breakdown: 1% on all qualifying purchases. The purchase rebate will be credited to your share savings account by the end of the month following the end of each quarter for the previous quarter's purchases. The rebates will only be credited to the accounts of members in good standing.

Visa Unlimited 1.5% Rebate Information: A quarterly rebate will be given on your Visa Card purchases made throughout each quarter decreased by any purchase credits and excluding cash advances, advances made to pay off other loans, or any other increase of your Visa account balance, e.g. fees, interest charges. The amount of the rebate is computed on the amount of Visa card purchases made in each quarter according to the following breakdown: 1.5% on all qualifying purchases. The purchase rebate will be credited to your share savings account by the end of the month following the end of each quarter for the previous quarter's purchases. The rebates will only be credited to the accounts of members in good standing.

For Credit Card Tips from the Consumer Financial Protection Bureau:To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

We reserve the right to amend the VISA Credit Card Agreement as permitted by law.

Visa Credit Card Terms and Agreement

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.