Skip to main content 
Main Content


Apple Pay with America First

Apple Pay is easy to operate. The entire transaction is secure, because your credit and debit card numbers aren't stored on your device or any server, so they're never shared with merchants. Use Apple Pay to make purchases without swiping your cards. And you can buy inside apps without entering your payment and contact information. All it takes is a single touch.

How Apple Pay Works

1.  Look for the Pay Wave® or Apple Pay symbols at checkout and hold your mobile device near the contactless reader.

2.  Place your finger on the Touch ID™. In some cases, you may need to enter a passcode and sign a receipt.

3.  Keep your mobile device by the reader until it vibrates and beeps, indicating your payment was accepted. Learn more about Apple Pay here.

Look for the Pay Wave.
Place your finger on the Touch ID.
Keep your mobile device by the reader.

Apple Pay FAQ

What is Apple Pay?

Apple Pay lets you make purchases with your iPhone® by holding it near a contactless reader. You can also use your iPad® to pay within certain apps.

Is Apple Pay safe?

Yes. With Apple Pay, your America First card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device.

How are my privacy and personal information protected?

Since Apple Pay doesn't store your card number on the device, you never reveal your name, number, or security code to merchants.

Am I able to opt out of Apple Pay at any time?

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when you choose.

Is Apple Pay free?

Yes. However, message and data rates may apply, depending on your plan.

Where can I get more information on Apple Pay?

This can be found at