Holiday Closure

Holiday Closure

In observance of Pioneer Day, America First offices in Utah will be closed on Friday, July 24. Branches outside of Utah, our contact center, mobile & online banking, our ATMs, our virtual assistant, and SpeechAccess™ will still be available for your convenience. Please see our holiday schedule for a complete list of closure dates.

HOLIDAY HOURS
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Check for official website URL before entering your password or information.

Don’t respond to suspicious texts, emails or calls.

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secured visa
secured visa

Secured Visa® Credit Card

APPLY NOW

Secured Visa® Credit Card

APPLY NOW
secured visa
secured visa
build your credit
build your credit

Build Your Credit

A Secured Visa credit card from America First gives you a low rate, the purchasing ability you need, and the chance to rebuild your credit. Plus, there's no annual fee. This unique option ties your spending limit to funds in a savings account. Everyone needs the power of Visa and our secured card provides just that.

Beneficial features include:

  • No annual fee 
  • Low rates
  • Credit limits from $500

Build Your Credit

build your credit
build your credit

A Secured Visa credit card from America First gives you a low rate, the purchasing ability you need, and the chance to rebuild your credit. Plus, there's no annual fee. This unique option ties your spending limit to funds in a savings account. Everyone needs the power of Visa and our secured card provides just that.

Beneficial features include:

  • No annual fee 
  • Low rates
  • Credit limits from $500

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  • Personalized Design: use Picture Perfect to create your own card with a photo of your choice.
  • Travel emergency assistance - Get these free services by calling 1-800-VISA-911:
    • Pre-trip assistance, including a list of required immunizations for the destination.
    • Medical emergency assistance will direct you to a hospital with a doctor who speaks English.
    • Translation assistance.
    • Lost luggage assistance.
    • ATM locations where funds can be advanced.
    • Roadside service (Visa will provide help at your location; however, you will have to pay for all services).
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Secured Card.
  • Travel Accident Insurance: Free Accidental Death & Dismemberment coverage when you use the Secured Visa Card to book your travel.

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  • Call 1-800-999-3961 to switch to the Cash Back option on your Visa Classic card.
  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961
  • Increase your limit: Complete our online loan application.
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed forms to (801) 827-8089 for processing.
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Get your Credit Back on Track

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With our Secured Visa credit card.

We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

SEE WHAT WE CAN OFFER