AFCU Container Background
AFCU Container Background Arcs

Visa® Platinum Credit Card

visa platinum
visa platinum

The America First Credit Union Visa Platinum Credit Card is designed for you—literally. You can personalize the image on your card, and you can choose one of our four perk options that best fits your needs.

Plus, no matter which of our credit cards you apply for, you will always get:

  • No annual fees
  • No balance transfer fees
  • Identity theft recovery
  • Chip-enabled (EMV) fraud protection
  • Card Guard®
  • Discounts at sporting events & movie theaters
  • Mobile wallet compatibility 

It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks—all designed with you in mind.

Group 25

Peace of Mind Now Comes Standard

Members with America First Visa® credit cards automatically have access to our identity theft protection services at no cost.

You may also purchase additional recovery services to meet your specific needs. 

Doing things differently at America First - Member Profile Image - Apply Today

Have you outgrown your available credit?

outgrown credit
outgrown credit

If you’re a responsible member who regularly pays off a Visa® balance every month, but frequently find the card maxed out, it may be time to increase your credit limit. This will give you more spending flexibility and can help cover big expenses, such as a new vehicle or an extended vacation. Click below to choose a limit that better fits your situation.

Get The Card That Gives You More

When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our three different incentive options.

rewards rewards

Rewards

  • Earn one point for every dollar you spend
  • Redeem for cash back, gift cards, travel, merchandise & more
  • No annual or balance-transfer fees
low rate low rate

Low Rate

  • No introductory or teaser rates
  • Exceptionally low rates
  • No annual or balance-transfer fees
OUR PRODUCTS
DETAILS
Rewards Platinum Card
APR* (AS LOW AS)
14.24% Variable
DETAILS
Low Rate Classic Card
APR* (AS LOW AS)
15.24% Variable
DETAILS
Unlimited 1% Cash Back Signature Card
APR* (AS LOW AS)
14.24% Variable
DETAILS
Unlimited 1.5% Cash Back Signature Card
APR* (AS LOW AS)
18.0% Variable
DETAILS
1% Cash Back Classic Card
APR* (AS LOW AS)
18.0% Variable
DETAILS
Rewards Classic Card
APR* (AS LOW AS)
18.0% Variable
DETAILS
Low Rate Platinum Card
APR* (AS LOW AS)
11.74% Variable
PRODUCT DETAILS APR* (AS LOW AS)
PLATINUM REWARDS Rewards Platinum Card 14.24% Variable
CLASSIC STANDARD RATE Low Rate Classic Card 15.24% Variable
SIGNATURE 1% CASH BACK Unlimited 1% Cash Back Signature Card 14.24% Variable
SIGNATURE 1.5% CASH BACK Unlimited 1.5% Cash Back Signature Card 18.0% Variable
CLASSIC FLAT 1% CASH BACK 1% Cash Back Classic Card 18.0% Variable
CLASSIC REWARDS Rewards Classic Card 18.0% Variable
PLATINUM LOW RATE Low Rate Platinum Card 11.74% Variable
* The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Wednesday, January 01, 2025 and are subject to change. Consumer Loans have a maximum APR of 18%.

Get More From Your Visa

visa
visa

No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card

benefits benefits

Current Discounts & Offers

Using your America First Visa® credit card brings plenty of perks, such as exclusive discounts & offers.

benefits

And you'll benefit from:

  • Travel emergency assistance
  • Pre-trip planning services
  • Medical emergency information
  • Translation services
  • Lost luggage help
  • ATM access all over the globe
  • Extended warranties
  • Travel accident insurance
  • Auto rental insurance
  • Identity Theft Recovery
  • And more
picture perfect picture perfect

Picture Perfect ™

With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.

security security

Security

  • Identification theft recovery services
  • Card Guard® in mobile banking
  • Chip-enabled security

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.