
Peace of Mind Now Comes Standard
Members with America First Visa® credit cards automatically have access to our identity theft protection services at no cost.
You may also purchase additional recovery services to meet your specific needs.

Get The Card That Gives You More
When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our three different incentive options.


Rewards
- Earn one point for every dollar you spend
- Redeem for cash back, gift cards, travel, merchandise & more
- No annual or balance-transfer fees


Low Rate
- No introductory or teaser rates
- Exceptionally low rates
- No annual or balance-transfer fees
PRODUCT | DETAILS | APR* (AS LOW AS) |
---|---|---|
PLATINUM REWARDS | Rewards Platinum Card | 14.24% Variable |
CLASSIC STANDARD RATE | Low Rate Classic Card | 15.24% Variable |
SIGNATURE 1% CASH BACK | Unlimited 1% Cash Back Signature Card | 14.24% Variable |
SIGNATURE 1.5% CASH BACK | Unlimited 1.5% Cash Back Signature Card | 18.0% Variable |
CLASSIC FLAT 1% CASH BACK | 1% Cash Back Classic Card | 18.0% Variable |
CLASSIC REWARDS | Rewards Classic Card | 18.0% Variable |
PLATINUM LOW RATE | Low Rate Platinum Card | 11.74% Variable |
* The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Wednesday, January 01, 2025 and are subject to change. Consumer Loans have a maximum APR of 18%. |


Current Discounts & Offers
Using your America First Visa® credit card brings plenty of perks, such as exclusive discounts & offers.

And you'll benefit from:
- Travel emergency assistance
- Pre-trip planning services
- Medical emergency information
- Translation services
- Lost luggage help
- ATM access all over the globe
- Extended warranties
- Travel accident insurance
- Auto rental insurance
- Identity Theft Recovery
- And more


Picture Perfect ™
With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.


Security
- Identification theft recovery services
- Card Guard® in mobile banking
- Chip-enabled security

We're Here to Help You
At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.