VISA PLATINUM CREDIT CARD
The America First Credit Union Visa Platinum Credit Card is designed for you -- literally. You can personalize the image on your card, and you can choose one of our four perk options that best fits your needs.
Plus, no matter which AFCU Visa Credit Card you apply for, you will always get:
- No annual fees
- No balance transfer fees
- Identity Theft Recovery
- Chip-enabled (EMV) fraud protection
- Card Guard
- Discounts at sporting events & movie theaters
- ABC Deals™
- Mobile Wallet
It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks - all designed with you in mind.
Peace of Mind Now Comes Standard
Members with America First Visa® credit cards automatically have access to our identity theft protection services at no cost.
You may also purchase additional recovery services to meet your specific needs. Learn more here.
Have you outgrown your available credit?
If you’re a responsible member who regularly pays off a Visa® balance every month, but frequently find the card maxed out, it may be time to increase your credit limit. This will give you more spending flexibility and can help cover big expenses, such as a new vehicle or an extended vacation. Click below to choose a limit that better fits your situation.
GET THE CARD THAT GIVES YOU MORE
When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our three different incentive options.
1% Cash Back
- Get 1% cash back on every qualifying purchase or redeem your points for rewards
- Choose when cash back is automatically deposited in your account
- No annual fee
Rewards
- Earn one point for every dollar you spend
- Redeem for cash back, gift cards, travel, merchandise & more
- No annual or balance-transfer fees
Low Rate
- No introductory or teaser rates
- Exceptionally low rates
- No annual or balance-transfer fees
| Product | Details | APR* As Low As |
|---|---|---|
| CLASSIC FLAT 1% CASH BACK | 1% Cash Back Classic Card | 13.49% Variable |
| CLASSIC REWARDS | Rewards Classic Card | 13.49% Variable |
| CLASSIC STANDARD RATE | Low Rate Classic Card | 10.49% Variable |
| PLATINUM LOW RATE | Low Rate Platinum Card | 6.99% Variable |
| PLATINUM REWARDS | Rewards Platinum Card | 9.49% Variable |
| SIGNATURE 1.5% CASH BACK | Unlimited 1.5% Cash Back Signature Card | 13.49% Variable |
| * The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Friday,January 01,2021 and are subject to change. Consumer Loans have a maximum APR of 18%. | ||
Get More From Your Visa
No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card
Current Discounts & Offers
Using your America First Visa® credit card brings plenty of perks, such as:
- ABC Deals™ - Extra cash back for things you're already buying
- Matinee Monday at Megaplex Theatres - Receive matinee pricing on Monday night when purchasing tickets at the ticketing counter only
- View all Current Discounts & Offers
And you'll benefit from:
Picture Perfect ™
With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.
Have you outgrown your available credit?
If you’re a responsible member who regularly pays off a Visa® balance every month, but frequently find the card maxed out, it may be time to increase your credit limit. This will give you more spending flexibility and can help cover big expenses, such as a new vehicle or an extended vacation. Click below to choose a limit that better fits your situation.
