Main Content
VISA PLATINUM CREDIT CARD
The America First Credit Union Visa Platinum Credit Card is designed for you -- literally. You can personalize the image on your card, and you can choose one of our four perk options that best fits your needs.
Plus, no matter which AFCU Visa Credit Card you apply for, you will always get:
- No annual fees
- No balance transfer fees
- Identity Theft Recovery
- Chip-enabled (EMV) fraud protection
- Card Guard
- Discounts at sporting events & movie theaters
- ABC Deals™
- Mobile Wallet
It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks - all designed with you in mind.
Peace of Mind Now Comes Standard
Members with America First Visa® credit cards automatically have access to our identity theft protection services at no cost.
You may also purchase additional recovery services to meet your specific needs. Learn more here.
The Best Visa in the Biz
The America First Visa Platinum lives up to its name.
GET THE CARD THAT GIVES YOU MORE
When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our four different incentive options.
1.5% Cash Back
- Earn unlimited cash back
- 1.5% cash back on all purchases
- No annual or balance-transfer fees
1% Cash Back
- Get 1% cash back on every qualifying purchase
- Rebate is paid quarterly and automatically deposited into your savings account
- No annual fee
Rewards
- Earn one point for every dollar you spend
- Redeem for gift cards, travel, merchandise & more
- No annual or balance-transfer fees
Low Rate
- No introductory or teaser rates
- Exceptionally low rates
- No annual or balance-transfer fees
| Product | Term | APR* |
|---|---|---|
| PLATINUM LOW RATE - Low Rate Platinum Card | 8.99% Variable | |
| PLATINUM REWARDS - Rewards Platinum Card | 10.74% Variable | |
| CLASSIC STANDARD RATE - Low Rate Classic Card | 12.49% Variable | |
| CLASSIC REWARDS - Rewards Classic Card | 14.74% Variable | |
| PLATINUM 1.5% CASH BACK - Unlimited 1.5% Cash Back Platinum Card | 14.99% Variable | |
| CLASSIC FLAT 1% CASH BACK - 1% Cash Back Classic Card | 14.99% Variable | |
| * The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Tuesday,January 01,2019 and are subject to change. | ||
Get More From Your Visa
No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card
PLUS YOU ALWAYS GET
These features are available on all America First Visa Credit Cards. Choose the card that suits you. And don't forget the 1.5% cash back on EVERY purchase when you choose the Visa Platinum card from America First Credit Union.
Current Discounts & Offers
Using your America First Visa® card brings plenty of perks, such as:
- ABC Deals™ - Extra cash back for things you're already buying
- Matinee Monday at Megaplex Theatres - Receive matinee pricing on Monday night when purchasing tickets at the ticketing counter
- View all Current Discounts & Offers
And you'll benefit from:
- Travel emergency assistance
- Pre-trip planning services
- Medical emergency information
- Translation services
- Lost luggage help
- ATM access all over the globe
- Extended warranties
- Auto rental insurance
- Travel accident insurance
- Car rental insurance
- Identity Theft Recovery
- And more
Picture Perfect ™
With America First's Picture Perfect Visa, you can design your own credit, check, or gift card, complete with a personal picture that tells your story.
