Many people see Social Security as the foundation of retirement income. However, the system is under increasing strain. Better health care and longer life spans have resulted in higher withdrawal levels.

Although Social Security payments are typically adjusted for inflation, your income and expenses may rise faster. Our experts are here to help navigate the process.

We’re partners with LPL Financial (LPL*), the nation’s largest independent brokerage, offering retirement planning strategies and much more.

Call 1-800-999-3961 or visit americafirst.com for details and to schedule a personal consultation.

*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. America First Credit Union and America First Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using America First Investment Services and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of America First Credit Union and America First Investment Services. Securities and insurance offered through LPL or its affiliates are not insured by NCUA or any other government agency, not credit union deposits or obligations, are not guaranteed by the credit union, and may lose value. America First Credit Union provides referrals to LPL financial professionals pursuant to an agreement that allows LPL to pay the financial institution for these referrals. This creates an incentive for financial institutions to make these referrals, resulting in a conflict of interest. America First is not a current client of LPL for brokerage or advisory services. Please visit lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information. Source: Social Security Administration, 2025.