It has been a fantastic year for America First, and I’m excited to give you all an update about just some of the many things we’ve been able to accomplish together.

If you’ve been rocking out in a joint account but feel like you’re finally ready to go solo, this is the perfect time to become a primary account owner.

Within the context of this America First Annual Report, you’ll find data, market analysis, examples of how we invested common resources to benefit the membership, and other numbers that illustrate an outstanding year—in fact, one of our best to date.

At America First, we’re here to help you take steps to safeguard personal information and financial assets. During spring, there is a sense of optimism and renewal. However, it’s also a time when scammers become increasingly active, preying on consumers using sophisticated tactics.

Our America First Board of Directors appoints the Supervisory Committee to independently evaluate the credit union’s operations, enterprises, and governance. We oversee the external financial statement audit and review internal audit activity to ensure soundness.

A report of the previous year, including assets, member deposits, capital, and membership. This data is visually compared to the numbers from 2024 & 2025. This section also includes consolidated statements of operations and our financial position, listing earnings, expenses, liabilities, and member equity.

According to America First bylaws, the Board of Directors Nominations Committee identified three members who will stand for election by acclamation at the credit union’s annual meeting on April 21, 2026. After thorough interviews and qualification screenings, candidates are Linda K. Carver, Gil Miller, and James Wendler.

Many people see Social Security as the foundation of retirement income. However, the system is under increasing strain. Better health care and longer life spans have resulted in higher withdrawal levels. Although Social Security payments are typically adjusted for inflation, your income and expenses may rise faster. Our experts are here to help navigate the process.

For a limited time, when you open a new home equity line of credit, you’ll benefit from an incredibly low introductory 3.74% APR* for the first six months! With flexible terms and quick, hassle-free financing options, an America First HELOC can help you in a number of ways.