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Buy Now, Refinance Later

a couple carrying boxes into their new home
a couple carrying boxes into their new home

If you’re in the market for a home but are waiting to see if rates will go down, we might be able to help put your mind at ease.

Because if you fund your mortgage through America First by December 31, you can refinance during the first two years* without having to pay any origination or processing fees.

Along with a competitive rate and a lower monthly payment, with America First financing, you’ll enjoy:

  • Flexible options & terms
  • Expert step-by-step support
  • Unbeatable service

To learn more about this limited-time offer or apply for pre- approval, come see us at your neighborhood branch, give us a call, or visit americafirst.com today.

*Subject to eligibility, terms & conditions.


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Let Us Know Before You Go

sunglasses, a hat, and a camera
sunglasses, a hat, and a camera
If you have vacation plans, it's always a good idea to tell friends & family about the trip. Likewise, letting America First know you’ll be traveling helps us safeguard your Visa® cards and accounts. It only takes a few seconds.

Prepare Now for the Financial Future

a family playing in the living room
a family playing in the living room
According to national experts, the retirement rule of thumb states that, by the time you’re 45, the equivalent of four years’ salary should be saved for future needs. However, there’s no need to panic if you haven’t accumulated that level of resources yet. There’s still time to invest in the days ahead by taking the following steps.

Prepare Now for the Financial Future

Children playing in a teepee
Children playing in a teepee
Summer vacation doesn’t have to break the bank. In fact, just being a member of America First gives you access to tons of exclusive ways to save money all over town. That means even if you stay close to home, you’ll always be able to find something fun & affordable to do. And you can make even more out of your staycation by taking advantage of these fantastic products.

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.