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Memberline Summer 2024

memberline newsletter
memberline newsletter

President's Message: Life, Liberty, and the Pursuit of Happiness

Thayne Schaffer
An image of Thayne Schaffer.

During this time of year, I’m frequently reminded of what a privilege is it to live in this country, and of the responsibility each of us has to not take the liberty we enjoy for granted. I’m also reminded of and think a lot about the people who got us here, and about those who carry us forward.

Make Your Summer Move

a side-by-side in the sand
a side-by-side in the sand

Whether you’re answering the call of the open road, making waves and catching wake, or escaping into the high country, we can help make sure you’ve got the vehicle you need to find the freedom you deserve.

Get a 0.25% Discount on Your Home Equity Loan or HELOC Rate

a man doing renovations on his home
a man doing renovations on his home

An America First home equity loan or home equity line of credit (HELOC) can be a quick, flexible, and hassle-free way to get the cash you need. And now through the end of August, you can get even more out of your home’s value with a 0.25% discount on the already low rate of any new home equity loan or HELOC.

Staying A Step Ahead of Today's Crooks

a lock
a lock

Scams are growing in number and sophistication, especially with the advent of artificial intelligence. One prominent technique is spoofed websites—clever imitations designed to resemble legitimate businesses, including financial institutions. This trend can pose serious risks of malware, identity theft, and monetary loss. Here are some things to watch out for.

Buy Now, Refinance Later

a couple carrying boxes into their new home
a couple carrying boxes into their new home

If you’re in the market for a home but are waiting to see if rates will go down, we might be able to help put your mind at ease. Because if you fund your mortgage through America First by August 31, you can refinance during the first year* without having to pay any origination or processing fees.

Let Us Know Before You Go

sunglasses, a hat, and a camera
sunglasses, a hat, and a camera

If you have vacation plans, it's always a good idea to tell friends & family about the trip. Likewise, letting America First know you’ll be traveling helps us safeguard your Visa® cards and accounts. It only takes a few seconds.

Prepare Now for the Financial Future

a family playing in the living room
a family playing in the living room

According to national experts, the retirement rule of thumb states that, by the time you’re 45, the equivalent of four years’ salary should be saved for future needs. However, there’s no need to panic if you haven’t accumulated that level of resources yet. There’s still time to invest in the days ahead by taking the following steps.

Stay, Play, Save

Children playing in a teepee
Children playing in a teepee

Summer vacation doesn’t have to break the bank. In fact, just being a member of America First gives you access to tons of exclusive ways to save money all over town. That means even if you stay close to home, you’ll always be able to find something fun & affordable to do. And you can make even more out of your staycation by taking advantage of these fantastic products.

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.