At America First Credit Union, our mission is to help our members achieve their financial goals, and financial literacy is an essential part of that and an undeniably important skill at virtually every stage of life. It allows those who have and apply it to more effectively manage their money, build wealth, and make informed decisions about how to prudently borrow, save, spend, and invest.

When too much of your cash is tied up, consolidating debt and hopefully lowering your monthly payments in the process can be invaluable. That’s why it’s always worth considering a low-rate home equity line of credit from America First. Especially right now, because, for a limited time, when you open a new HELOC, you’ll get an incredibly low introductory rate of 3.74% variable APR for the first six months!

Back to school is already just around the corner. But before kids return to the classroom, help teach them sound personal financial habits with America First youth accounts. We’ve designed our youth accounts to help kids learn lifelong money-management skills, while allowing you to monitor their spending and saving.

Summer’s in full swing and the scams that accompany the busy traveling months are in full force, too. Schemes include artificial intelligence booking confirmations, fake rental listings, and look-alike brand websites. Criminals lure distracted travelers with steep, below-market discounts or high-pressure texts and calls claiming flight changes require immediate, unverified payments.

Helping your money do more™ means getting the most out of every dollar you spend—and there’s no better way to do that than with an America First Visa® credit card. Not only does every America First Visa give you unmatched buying power and financial flexibility, but, for a limited time, open a new card and you’ll also enjoy a 0% introductory APR for the first six months!

Whether you’re heading to Europe or enjoying a simple vacation close to home, Card Guard® mobile security keeps purchases safe and puts you in financial control. It’s available at no cost with a Visa® from America First and offers the ability to turn cards on/off, set up spending limits, enable notifications, and accomplish much more.

America First Financial Services can help you create & maintain habits that build financial confidence in achieving goals, no matter the economic environment. And we’re dedicated to providing personalized, coordinated guidance that can suit individual situations.

If you’ve been sharing a joint account but are ready to take the lead, this is the perfect time to become a primary owner. Because right now, we’ll give you a $150 cash bonus when you open a new Share Savings account and a checking account, and $200 more when you enroll in and use Direct Deposit!