Skip to main content 
  HOLIDAY CLOSURE

In observance of Pioneer Day, all America First branches in Utah will be closed on Wednesday, July 24, 2019. Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.

Main Content

CARD GUARD

Free for Apple and Android devices, Card Guard is a revolutionary app for managing your America First Visa® with a smartphone. Our easy-to-use interface gives you the power to limit transactions by geography, set spending amounts, define which merchants can process transactions, and so much more. If you ever lose a card, you can quickly turn it on & off, and you’ll always stay informed with notifications.

Protect your purchases and control when, where and how your Visa is used—download Card Guard today.

Download the App

Security in Seconds

The app offers quick & easy set-up for control and alert preferences. And reviewing transactions to ensure they’re valid is as simple as tapping your phone.

  • Enable/disable cards at will
  • Deny purchases above a certain amount
  • Set spending limits
  • Get notifications
  • Review transaction details

Limit Locations

Set specific areas where your cards will work—if someone tries a transaction outside the pre-determined region, it will be denied. Card Guard can even create a rule that your Visa won't go through if it's too far away from your phone.

  • Add spending parameters
  • Deny in-store purchases outside your area
  • Enable proximity restrictions
  • Allow international transactions

Manage Merchants

Enable controls to allow or block merchants. You can also lock down a specific card so it can only be used at grocery stores, or limit transactions to gas stations when your kids borrow the car.

Restrict purchases to:

  • Department stores
  • Entertainment
  • Restaurants
  • Travel
  • And more

Arrange Alerts

Be notified if a transaction occurs outside previously set boundaries, if your card is used at a specific store, or if a purchase is made online. Or you can get a notification every single time your card is swiped, dipped or tapped—it's up to you.

Set alerts by:

  • Location
  • Merchant
  • Transaction
  • Spending limit

Log-in Logistics

Account information stays securely behind the initial screen and your online banking credentials give you Card Guard access. You can also use the biometric log-in option for faster loading.

  • Biometric log-ins
  • Secure access
  • Same credentials as online banking

Not an America First cardholder?

                            Visa Credit Cards

                                Our credit cards are designed to fit you.

                                   Some of the country's lowest rates
                                 —  No annual fees
                                   No balance transfer fees
                                 —  Cash-back or rewards
                                 —  Free ABC Deals
                                   Free Picture Perfect customization

 

                            Visa Debit Cards

                                It's your money — don't pay to use it!

                                   Unparalleled convenience
                                 —  No monthly account fees
                                 —  No low-balance fees
                                   Free ABC Deals
                                   Free Picture Perfect customization
                                 —  And other advantages

 

Download the App

FAQS

What is Card Guard®?
Card Guard is a free, easy-to-use tool that lets you decide when and where your America First cards are used. Download Card Guard from the Apple App Store or Google Play Store.

 

How do I sign up for Card Guard?
You must enroll in online/mobile banking prior to using the app. Once registered, download the free app from the Apple App Store or Google Play Store and log in using your America First credentials.

 

I turned my card off. Will recurring transactions still go through?
Yes, but only those that are merchant-indicated and recurring.

 

What are alert preferences?
These let you know every time a card transaction is attempted. You can be alerted when all or preferred transactions are being made. Alerts are also available by location, transaction type, merchant type, and spend limit.

 

How long will a transaction history display?
Transactions show up for seven calendar days. Histories contain the last 50 transactions.

 

What forms of biometric authentication can I use to log in to Card Guard?
On supported iOS devices, you can use Face ID or Touch ID. On supported Android devices, you can use Fingerprint Authentication.