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students taking a selfie

Student Savings Account

Student Savings Account

students taking a selfie
students taking a selfie
a girl looking at her phone
a girl looking at her phone

Earn More Now for Future Needs

If you're under 26 and looking for a better way to help your money grow, check out student savings at America First. These money market accounts are exclusively for younger members & provide greater returns on your deposited funds.

With a student savings account, you'll benefit from:

  • Tiered dividends - Higher rates for lower balances, compared to other accounts
  • Easy access - Withdraw your money at any time with no fees or penalties
  • No minimum balances - Save as much as you want on your own schedule
  • Seamless conversions - When you turn 26, we'll automatically enroll you in money market savings*

See our Rate & Fee Schedule

Earn More Now for Future Needs

a girl looking at her phone
a girl looking at her phone

If you're under 26 and looking for a better way to help your money grow, check out student savings at America First. These money market accounts are exclusively for younger members & provide greater returns on your deposited funds.

With a student savings account, you'll benefit from:

  • Tiered dividends - Higher rates for lower balances, compared to other accounts
  • Easy access - Withdraw your money at any time with no fees or penalties
  • No minimum balances - Save as much as you want on your own schedule
  • Seamless conversions - When you turn 26, we'll automatically enroll you in money market savings*

See our Rate & Fee Schedule

two girls on bikes
two girls on bikes

Do You Speak Money?

Learn about buying your first car, organizing your finances, getting good credit and more with our entertaining videos & infographics that show you how the world of money works.

GET EDUCATED

Do You Speak Money?

GET EDUCATED
two girls on bikes
two girls on bikes

Learn about buying your first car, organizing your finances, getting good credit and more with our entertaining videos & infographics that show you how the world of money works.

OUR PRODUCTS
APY
3.45%
DIVIDEND RATE
3.35%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
APY
3.50%
DIVIDEND RATE
3.45%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
APY
0.05%
DIVIDEND RATE
0.05%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00

APY = annual percentage yield. Fees could reduce earnings. Dividends are credited monthly. The dividend rate and APY for these accounts may change monthly. Rates and terms are accurate as of Wednesday, July 09, 2025 and subject to change. *Members will be notified of account conversions before they occur.

PRODUCT APY DIVIDEND RATE MIN. OPENING BALANCE MIN. EARNING BALANCE
0 -
$499		 3.45% 3.35% $0.00 $0.00

$500 - $999		 3.50% 3.45% $0.00 $0.00

$1,000 +		 0.05% 0.05% $0.00 $0.00
APY = annual percentage yield. Fees could reduce earnings. Dividends are credited monthly. The dividend rate and APY for these accounts may change monthly. Rates and terms are accurate as of Wednesday, July 09, 2025 and subject to change. *Members will be notified of account conversions before they occur.
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The Gateway to all America First Offers

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Having your Share Savings account with us will start you on the path to financial freedom.

We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

SEE WHAT WE CAN OFFER