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America First FUNDamentals

Fundamentals
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Know Your checking Account

When it comes to finances, education is one of the most powerful tools you can have in your metaphorical tool belt. And at America First, we believe that informed members make for stronger communities. Therefore, we present to you: FUNDamentals.

Each section below includes an instructional animated video, a handy infographic, a convenient handout and plenty of helpful words to inform you while entertaining you. These resources are here to help you better understand spending, saving, getting a loan and other financial subjects.

Click any of the topics below and discover how fun it can be to learn about money.

Retirement and Budgeting

Retirement
Retirement

Creating a retirement budget can significantly enhance your peace of mind and reduce financial stress during your golden years.

Good vs. Bad Spending

Good vs. Bad Spending
Good vs. Bad Spending

Not everything related to finances must be classified as "good" or "bad." Personalizing your spending and saving can help create a healthy financial lifestyle.

Common Money Beliefs

Common money beliefs
Common money beliefs

Are you an ostrich, a peacock, a crow or an owl? Discover your relationship with money by looking at the key traits of four different financial personality types.

Financial Institution Tutorial

Financial institution tutorial
Financial institution tutorial

Do you know the difference between a bank and a credit union? We compare and contrast these two types of financial institutions to help you decide which is right for you.

Buying a Used Car

Buying a used car
Buying a used car

Getting ready to purchase a car? Here are some tips on how to proceed. We'll discuss how to plan, get preapproved and find the vehicle that suits you and your needs.

Loan Basics

Loan Basics
Loan Basics

Understanding how loans work can make them seem less scary. Here are some loan types, terminology and tips to make you feel more confident when applying for one.

Budgeting Basics

Budgeting Basics
Budgeting Basics

You don't need a fortune-teller to figure out how to build your fortune. A well-thought-out budget will help prevent financial stress and increase spending abilities.

Emergency Fund Bootcamp

Emergency Fund
Emergency Fund

In case of injury, long-term illness, job loss or other sudden expenses, an emergency fund could be your safety net. Here is some advice on saving for the unexpected.

Organizing Your Finances

Organizing Your Finances
Organizing Your Finances

How long should you keep your receipts? Should you throw away appliance manuals? What about loan documents? Find out how to properly organize your paperwork.

Credit Score Breakdown

Credit Score Breakdown
Credit Score Breakdown

You've probably heard the term credit score, thrown around, but what does it really mean? Discover how this number can affect your ability to get financing.

Comparing Cards

Comparing Cards
Comparing Cards

Not all magnetic strips or EMV chips are created equal. Learn the differences between credit cards, debit cards and prepaid debit cards when it comes to payment types.

Checking Accounts 101

Checking Accounts 101
Checking Accounts 101

Paper checks may not be as popular anymore, but understanding how a checking account works will help prevent missed payments and overdraft fees.  

Demystifying Mortgages

Demystifying Mortgage
Demystifying Mortgage

Don't let terms like APR, principal and fixed-rate interest intimidate you. Learn to speak the language of mortgages to feel more confident when getting your home loan.

Living On Your Own

Living on Your Own
Living on Your Own

Understanding what bills you'll pay when you have your own place will help you create a budget and see if you're ready to make the leap. Rent and utilities are a part of it, but there are many more expenses that need to be considered. 

Student Loans 101

Student Loans 101
Student Loans 101

Get schooled in educational finances! College is expensive and student loans can be good funding sources, but they must be used correctly. Check out our materials regarding how federal loans differ from private ones, eligibility requirements, interest accrual and repayment options.

Intro to Insurance

Intro to Insurance
Intro to Insurance

No one can predict the future, but having insurance can ease your stress about it. The video discusses how proper coverage protects you against losses, then the article offers more information. 

Foiling Identity Theft

Foiling ID Theft
Foiling ID Theft

Are you aware of how vulnerable you are to identity theft? Seemingly innocent activities can leave you open to attacks, but you can also thwart some attempts to steal your information by following a few simple rules.

Stock Market Trends

Stock Market Trends
Stock Market Trends

The stock market is complicated, but knowing its trends and how they affect investing provides the basis for making wise decisions when it comes to buying or selling.

Boost Your Credit Score

Boosting Your Credit Score
Boosting Your Credit Score

There's no quick & easy way to boost your credit score. It takes dedication and discipline to steadily raise and maintain it. We have some tips for getting the job done, how long information stays on your report, and we'll debunk a few myths along the way.

Buy or Lease?

Buy or Lease
Buy or Lease

If you, like most of us, don't have the money to pay for your car with cash, you'll probably end up buying or leasing. But what are the differences between these two options?

Cooperative Principles

Cooperative Principles
Cooperative Principles

Financial cooperatives have been around for centuries, and today's credit union still embrace the same founding principles. Learn more about our standards along with a brief history of financial cooperatives in the United States by watching the video and reading the informative infographic below.

Are You Under 26?

Student Savings
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Student savings accounts at America First are created exclusively for younger members and deliver better earnings on the money you deposit.

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.