Holiday Closure

Holiday Closure

In observance of Pioneer Day, America First offices in Utah will be closed on Friday, July 24. Branches outside of Utah, our contact center, mobile & online banking, our ATMs, our virtual assistant, and SpeechAccess™ will still be available for your convenience. Please see our holiday schedule for a complete list of closure dates.

HOLIDAY HOURS
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Don’t respond to suspicious texts, emails or calls.

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Today's Rates
APR as low as
4.99%
Utah Auto Loans - 5 Year Fixed
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Today's Rates
As low as
6.375%
Home - 30 Year Fixed
6.517% APR
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Today's Rates
APR as low as
3.74%
Intro Rate Home Equity Line of Credit
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Become a member
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Become a Member

Become part of the America First Credit Union financial family and enjoy all the benefits of America First Credit Union.
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Become a Member

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Become a member
Become part of the America First Credit Union financial family and enjoy all the benefits of America First Credit Union.
Apply for a Loan
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Apply for Loan

America First has low-rate financing options for your complete financial needs.

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Apply for Loan

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Apply for a Loan

America First has low-rate financing options for your complete financial needs.

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Find Location

Use the location capabilities of your browser/device to find branches closest to your current location.

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Find Location

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Find a Location

Use the location capabilities of your browser/device to find branches closest to your current location.

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Our “why” is you — and has been since 1939.

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Since America First Credit Union was founded in 1939, we’ve cared the most about your success, community, and family’s financial security. Because it’s not enough to simply be another credit union—we want to help you reach your financial goals and live the life you want.

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Smart protection for your phone

America First Premium Checking accounts include mobile phone protection for when you need it.

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      Smart protection for your phone

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      A woman holding a smartphone and smiling.

      America First Premium Checking accounts include mobile phone protection for when you need it.

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          Repossession Sales

          A repossessed vehicle could be the right option to get you on the road for less. Check out our selection.

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          Repossession Sales

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          Couple Buying Car (Rec C)

          A repossessed vehicle could be the right option to get you on the road for less. Check out our selection.

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          America First Visa Platinum Card

          Open a low-rate America First credit card and enjoy 0% introductory APR* for six months.

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          America First Visa Platinum Card

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          Open a low-rate America First credit card and enjoy 0% introductory APR* for six months.

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          Member Advocacy

          Become a Member Advocate for America First and preserve your family's ability to find and maintain financial well-being with credit union membership.

          Get Active

          Member Advocacy

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          Become a Member Advocate for America First and preserve your family's ability to find and maintain financial well-being with credit union membership.

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          Increase Healthcare Funds

          Health Savings Accounts earn higher dividends on deposits, while delivering valuable tax benefits, to pay for medical expenses.

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          Increase Healthcare Funds

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          Health Savings Accounts earn higher dividends on deposits, while delivering valuable tax benefits, to pay for medical expenses.

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          What our members are asking

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          Managing your finances can feel overwhelming. Don’t worry, we’re here to help.

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          America First Credit Union’s routing number is 324377516. For more details on how to set up direct deposits, electronic deposits & withdrawals, payments, and wire transfers, click here.

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          You can easily complete an online application on our website, or you can apply in person at a branch or a dealership. Click here to get started.

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          Click here to find a map where you can find locations near you.

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          We offer easily online applications for certificates so you can start saving for the future. Click here to learn more.

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          You can complete a wire transfer request in online banking or at a branch. Click here for details.

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          We are always looking to hire the best people for a variety of positions. Click here to see current job openings.

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          The America First App — banking right in your pocket

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          Get an overview of your accounts and finances

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          Transfer money, pay bills, and manage all of your accounts in one place

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          Deposit checks from anywhere using your device’s camera

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          What our members are saying

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          America First serves hundreds of individuals and families just like you. Listen to what they have to say.

          We're Here to Help You

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          At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

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