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Whether you're looking for a better way to track your budget, pay your bills or keep track of multiple accounts from various financial institutions and investments, America First Credit Union lets you do all this and more from the comfort of your own phone.

Knowledge is power!

Use Insights to navigate your financial world with confidence. This useful mobile banking tool analyzes spending & saving, tracks changes and potential fraud, and helps unlock your economic potential. It’s like having a professional consultant in your pocket.

Log in to mobile banking today.

Knowledge Is Power

Enroll in mobile banking

Get 24/7 account management anywhere you roam. It’s easy to enroll with your  iPhone or Android device:

  1. Open the app and click Enroll in Online/Mobile Banking
  2. Confirm your identity with a one-time passcode
  3. Create a user ID and password
  4. Verify account ownership
  5. Select security questions

Get Started Now!


Mobile Banking App on Phone


Our updated dashboard offers a sleek new interface, offering all the mobile banking options you need, right at your fingertips. Plus, you can customize the dashboard to feature the information and services you use the most.

Mobile Deposits

Depositing money has never been easier. First, endorse the check by signing your name on the back and writing "FOR AFCU MOBILE DEPOSIT ONLY" below your signature. Then use the mobile banking app to upload a picture of the front and the back of the check. The funds will be deposited quickly and securely into your account. You may view our Remote Deposit Service Agreement by visiting us here

Budgets & Spending

Stay on top of your money with Budgets and Spending. Transactions are automatically categorized to create detailed spending reports. You can also use the auto-generation tool to effortlessly create and maintain a budget.

An easy way to manage your money.

Each transaction is automatically categorized so you can start spending smarter.

Set smart budgets to keep you on track.

Know exactly how much you have left to spend in each category.

See how much you have left in your total budget.

Account Aggregation

Add your accounts from other institutions for a complete view of your finances in one place. Our account management connection provides secure, accurate & up-to-date information every time you log in to mobile banking.


Use the America First app to apply for an auto loan, increase the limit on your Visa Credit Card, open a new Line of Credit and more. Personal and business loans can be approved in minutes.

Our free mobile banking app includes Card Guard, which lets you quickly set up control preferences for your Visa® from America First. You can limit transactions by geography, set spending amounts, define which merchants can process transactions, set up alerts, and so much more. You can also report lost or stolen cards with just a touch.

By pushing a button, you can move money between America First accounts, make deposits to and withdrawals from other financial institutions & more. Transactions can be scheduled in advance and set up to occur regularly. You can also use Zelle® for sending money to trusted individuals.

These days, it’s simple to pay for items by tapping your phone. And our Visa cards are compatible with most secure digital wallet platforms, including Apple Pay, Google Pay, & Samsung Pay, Fitbit Pay, and Garmin Pay. Use your America First debit & credit cards when making purchases with your mobile device to earn cash back and rewards points every time you make a purchase.

Mobile Wallet

Statements & Taxes

Quickly see your monthly statements or review important tax documents with the touch of a button. Simply click on Menu in mobile banking, select Statements & Taxes, and then choose the document you’d like to view.

Mobile Taxes

Insights enables you to navigate your finances with confidence. This useful mobile banking tool is like having a professional consultant in your pocket. It monitors spending, analyzes saving, tracks changes, highlights potential fraud, and helps unlock your economic potential.


Customize Your Look

Make mobile banking your own! We offer multiple stylish themes—including official Real Salt Lake & Utah Jazz designs—to give you a personalized and enjoyable experience. Make the switch quickly & easily by logging in, hitting the Menu button, selecting Settings, and then clicking Theme.

customize your look


Your Branch is on your Phone

Free Mobile Banking from America First lets you carry your credit union with you.