Whether you're planning a trip, managing everyday expenses, or consolidating balances, America First makes it easier to stay in financial control.
Plus, for a limited time, open a new Visa® Platinum and enjoy interest-free* payments for the first six months, along with:
Click the button below, visit americafirst.com, or stop by a branch to start your easy online application.
*Subject to membership, eligibility, terms, creditworthiness, change & conditions. Other rates, terms, minimum credit limits, and requirements may apply. Promotional rates end six calendar months from the date cards are issued. Thereafter, APRs will return to the lowest available variable rate, with a maximum of 18%. Lowest variable APR is 11.49% as of 6/23/2026. Special & volunteer accounts are ineligible. Offer is limited to one card per member.
| PRODUCT | DETAILS | APR* (AS LOW AS) |
|---|---|---|
| CLASSIC REWARDS | Rewards Classic Card | 17.99% Variable |
| CLASSIC FLAT 1% CASH BACK | 1% Cash Back Classic Card | 17.99% Variable |
| SIGNATURE 1.5% CASH BACK | Unlimited 1.5% Cash Back Signature Card | 17.99% Variable |
| CLASSIC STANDARD RATE | Low Rate Classic Card | 14.99% Variable |
| SIGNATURE 1% CASH BACK | Unlimited 1% Cash Back Signature Card | 13.99% Variable |
| PLATINUM LOW RATE | Low Rate Platinum Card | 11.49% Variable |
| PLATINUM REWARDS | Rewards Platinum Card | 13.99% Variable |
| * The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Saturday, November 01, 2025 and are subject to change. Consumer Loans have a maximum APR of 18%. | ||
Using your America First Visa® credit card brings plenty of perks, such as exclusive discounts & offers.
With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.
At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
