Whether you're planning a trip, managing everyday expenses, or consolidating balances, America First makes it easier to stay in financial control.
Plus, for a limited time, open a new Visa® Platinum and enjoy interest-free* payments for the first six months, along with:
- No annual or balance transfer fees
- Local deals & discounts
- Identity theft recovery services
- Fraud protection
- Card Guard® mobile security
- Mobile wallet compatibility
- And more
Click the button below, visit americafirst.com, or stop by a branch to start your easy online application.
*Subject to membership, eligibility, terms, creditworthiness, change & conditions. Other rates, terms, minimum credit limits, and requirements may apply. Promotional rates end six calendar months from the date cards are issued. Thereafter, APRs will return to the lowest available variable rate, with a maximum of 18%. Lowest variable APR is 11.49% as of 6/23/2026. Special & volunteer accounts are ineligible. Offer is limited to one card per member.
| PRODUCT | DETAILS | APR* (AS LOW AS) |
|---|---|---|
| PLATINUM LOW RATE | Low Rate Platinum Card | 11.49% Variable |
| PLATINUM REWARDS | Rewards Platinum Card | 13.99% Variable |
| * The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Monday, July 06, 2026 and are subject to change. Consumer Loans have a maximum APR of 18%. | ||
Current Discounts & Offers
Using your America First Visa® credit card brings plenty of perks, such as exclusive discounts & offers.
And you'll benefit from:
- Travel emergency assistance
- Pre-trip planning services
- Medical emergency information
- Translation services
- Lost luggage help
- ATM access all over the globe
- Extended warranties
- Travel accident insurance
- Auto rental insurance
- Identity Theft Recovery
- And more
Picture Perfect ™
With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.
Security
- Identification theft recovery services
- Card Guard® in mobile banking
- Chip-enabled security
We're Here to Help You
At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.