As the year’s last fiscal quarter gets under way, it's essential to consider ways to reduce what you’ll pay. However, most tips, suggestions, and strategies won’t help without a good understanding of your existing situation.

CUSO Financial Services, LP (CFS*), an Atria Company located at America First, provides personalized guidance so you can make educated tax decisions. Their professional advisors can also assist with:

• Income diversification
• Retirement plans
• Higher education funding
• IRA, 401(k), 403(b), 457 plans & TSP rollovers
• Life & long-term care insurance

So take a break from fall chores and locate last year's tax return, current pay stubs, account statements & other related documents. Then schedule a complimentary, no-obligation appointment with your advisor by calling 1-800-999-3961.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CUSO Financial”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CUSO Financial are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. Investment representatives are registered through CUSO Financial. The credit union has contracted with CUSO Financial to make non-deposit investment products and services available. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth-management solutions company and is not a registered investment advisor or broker-dealer. Investment products, services, and advice are only provided through CUSO Financial, a subsidiary of Atria.