President's Message
To many people now, the existence of credit unions might not seem very remarkable or worth making much of a fuss over. After all, they’re just one more of the many choices we have of where and how we can obtain financial services. But for the hardworking and economically exhausted Americans of the time, credit unions were a revolutionary idea, and that landmark legislation was the beginning of a new era of freedom and opportunity. |
Chair’s Report: America First Achieving Benchmarks to Benefit the Membership
It is again my distinct pleasure to assess our collective performance in 2024, another successful year, as gains were made in all operational areas of America First Credit Union to benefit your experience. We continue delivering new technology platforms, enhancing existing tools, making significant improvements in fraud prevention, and realizing growth in both membership and earnings. |
Supervisory Committee Report: Maintaining the Credit Union’s Safety & Stability
The Board of Directors appoints the America First Supervisory Committee to independently evaluate the credit union’s operations, enterprises, and governance by overseeing the external financial statement audit and internal audit activity, ensuring soundness. |
Membership & Financial Position
Measuring the 2024 data of America First in 2024, including assets, deposits, capital, and more. This section also includes consolidated statements of operation and our financial position, listing earnings, expenses, liabilities, and equity.
Don't Tax My Credit Union
Recently, there has been discussion in Washington D.C. about legislative changes that would weaken or even remove the vital tax protections that exist for credit unions. As the member-owners of America First, any tax on credit unions would be a tax on you. That’s why we’re urging you to contact your congressional representatives to voice your strong support for continued tax protections for credit unions.
Protecting Your Resources Against Fraud
Scams occur daily, resulting in victims being robbed of their hard-earned money. We encourage you to think carefully before sending funds to third parties and consult trusted sources, such as America First and the FBI.
Members Serving Members
In accordance with America First bylaws, the Board of Directors Nominations Committee has identified three members who will stand for election by acclamation at the credit union’s Annual Meeting on April 15, 2025. After thorough interviews and qualification screenings, the candidates are Barney B. Chapman, Ted Maxfield, and Kenlon Reeve.
Faster Gains? No Sweat.
Whatever your financial fitness goals are, America First Certificate accounts can help you save more cash, faster. So let your money do the heavy lifting for a change—get it working today with a high-yield Certificate from America First!
Get 0.25% Off Your Home Equity or HELOC Rate
If you’ve been waiting for the right time to cash in on home equity, now might just be that moment. Because for a limited time, we're offering 0.25% APR* discounts on new home equity loans & lines of credit! Helping your money do more™ has never been easier, so apply for your discounted home equity loan or HELOC today.
We're Here to Help You
At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.