Across the country, authorities are warning consumers about the prevalence of Medicare scams, including bogus new card offers, canceled benefits, and personal information requests. Experts at LifeLock also say criminals are offering rebates or free medical equipment offers to file fraudulent claims. Here's a breakdown of common tactics and how to stay safe:

• Scammers say you need a new card in plastic, with    a chip, or having a black and white design, as well as a Medicare number to verify or activate it. Medicare officials will never call to verify your    information or offer new cards.
• Thieves will call and state your Medicare benefits are canceled and new cards are necessary to keep them.
• Promising better or cheaper coverage, perpetrators will seek your data to "improve" existing plans. 
• They may also offer rebates or refunds for medical expenses, needing information to process the transaction.

Protect yourself:

• Don't share personal information unless you initiate the contact.
• Verify the offer or suggestion with Medicare directly.
• Report suspicious activity to Senior Medicare Patrol or the Federal Trade Commission.
• Be wary of unsolicited calls or emails claiming to be from Medicare.

And remember to regularly review statements with Online & Mobile Banking, as well as learn more about security steps we’re taking at americafirst.com.