AFCU Container Background
AFCU Container Background Arcs

Memberline Spring 2023

memberline newsletter
memberline newsletter

Looking Back and Looking Forward

Thayne Schaffer
An image of Thayne Schaffer.

Spring is a wonderful time of year. Not only do the days grow longer and warmer, but this season’s feeling of renewal creates an excitement and enthusiasm for the possibilities of the months ahead. Without a doubt, we’ve traveled a rough stretch of road the last few years, but I’m optimistic about the coming year. Because I know how strong, resilient, and prepared our credit union is.

Chair's Report

Linda Carver
24_04_Special Edition digital v2

In 2022, America First’s dedicated efforts brought ongoing progress and growth to all facets of credit union operations. Our products, services, return on assets, enhancements of convenience & security, and related performance measurements exceeded our expectations and projections. The resulting gains in strength and stability have enabled us to continue delivering the finest financial tools.

Be Vigilant Against Fradulent Schemes

a woman writing something down
a woman writing something down

If you get correspondence about an order or issue you weren't expecting, verify the legitimacy of the company & transaction. Also, remember that America First will not initiate contact with you and request sensitive personal information. Be sure to read this article for more tips on how to prevent fraud, including some common scams.

Supervisory Committee Report

Supervisory Report
24_04_Special Edition digital v2

The Board of Directors appoints Supervisory Committee members to independently evaluate the soundness of America First’s operations, enterprises, and governance by hiring an external auditor and directing internal auditing activities. Our endeavors ensure the credit union is protecting and safeguarding member assets.

2022 Membership & Financial Position

Financial Report
24_04_Special Edition digital v2

A report of the previous year, including assets, member deposits, capital, and membership. This data is visually compared to the numbers from 2020 & 2021. This section also includes consolidated statements of operations and our financial position, listing earnings, expenses, liabilities, and member equity.

2023 Annual Meeting

2023 Annual Meeting
2023 Annual Meeting

The Nominations Committee has selected the following three candidates for positions on the Board of Directors: Linda Carver, Gil Miller, and James Wendler. The America First Credit Union Annual Meeting will be held on April 18, 2023, at 3 p.m. MDT.

Consolidate Debt With Your Home Equity

HELOC Loans
HELOC Loans

Almost 75% of Americans list finances as their number-one cause of stress, so if high interest rates, balances, and monthly payments are keeping you up at night, you’re not alone. Fortunately, America First can help, including the ability to consolidate credit card and loan balances into one low-rate home equity loan or home equity line of credit.

Big Bump to Your Bottom Line and an Increase for Your Savings

A man with a child on his back
A man with a child on his back

If you’re saving for something down the road or looking to get more from your deposits, our bump-rate certificates can be a fantastic way to help your finances grow. They’re easy to set up, have low minimum opening balances, offer competitive dividends, and you can increase the rate one time during the account’s term!