Mortgage / Home Loans - America First Credit Union


Get Into Your Dream House Today

Ready to buy or refinance a home? It's a big decision and you can trust America First to help you find the home loan that best fits your financial goals.

Begin your free review & get preapproved.

  • Discover how much you can borrow
  • View current rates
  • Choose the right home loan
  • Find the lowest monthly payment
  • No obligation

Fixed-Rate Mortgages

  • Maintains original rate throughout its life
  • Market fluctuations won't affect interest
  • 10-year, 15-year, 20-year, and 30-year fixed-rate mortgages
  • Jumbo and High Balance loans for loan amounts over $453,100
  • Learn more


Adjustable-Rate Mortgages

  • Interest rates are fixed for a period of 3 to 10 years, then adjust up or down depending on market conditions
  • 1-year ARM, 3/1-year ARM, and 5/1-year ARM options
  • Learn more


Government Loan Programs

  • FHA 15-year fixed, FHA 30-year fixed, VA 15-year fixed, VA 30-year fixed, USDA
  • First Time & Repeat Home Buyers
  • Nevada Down Payment Assistance
  • Learn more


Construction & Lot Loans

  • Residential lot loans. Learn more
  • Home construction loans. Learn more
  • Call our construction loan support team at 1-866-224-2157

Calculate Your Payment

Monthly Payment*
*Private Mortgage Insurance may affect payment.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any office regarding the locations where HMDA data may be inspected.

Learn more about mortgages by reading our Mortgage Resources Page.  

Loans for your Most Important Purchase

A Mortgage Loan is a big investment, and you'll want to be certain you have a trustworthy financial partner at your side. Look no further than your credit union.